Businesses know that one tactic to increase sales and market share is cross-selling: selling additional products and services to their customers.
When working with an organization’s customer service and sales staff, I sometimes hear resistance and discomfort from them when cross-selling is required. It is almost as if they feel guilty about suggesting more products to their customers.
These guidelines have been helpful in increasing their cross-selling skills and results:
- Have sales and customer contact staff re-think what sales and cross-selling are. Have them consider sales as an educational and solution oriented process in which they advise customers of additional services and products that make sense for them.
- Explain that cross-selling is a component of their service commitment. I like to call it “maximizing opportunities for the customer.” Customers should know what other product options are available to them. They now have this information, even if it is for future consideration.
- Customers often expect to be cross-sold. They “get-it”: they experience it in their everyday retail interactions. For example, “How about a head-set with your mobile telephone?”
- Keep products and services complimentary and relevant to the customer. The service should make sense for them and be in line with their goals, lifestyle and resources.
- Do not offer too many options. This just confuses people. It has been found that when there are too many options people tend not to make a decision.
- Stay focused on the customer’s need and increasing their awareness of service and product opportunities, while balancing the attempt to cross-sell. Customers need to feel that you have their interests in mind and that you are their advocate.
I found this all the time in teller training. I think everything you said is right on, but I also think it’s important for the staff to see the big picture. May times upper management didn’t want me to explain to the staff that it completes the picture of our products and services, that if they didn’t “buy” their cross selling items from us, they would get them somewhere else and take their deposits with them.
Management felt it was to much for the staff to understand, just wanted me to help them identify cross sell opportunitites. If they feel the buy in for both the customers, doing whats right for the, and the buy in from the bank, having a complete portfolio to offer our customers to keep them with us, I thought it went deeper into their understanding. We are not pushing items on them, we are fulfilling their needs to keep them loyal to the bank.
Hi Debra,
Yes..I found it helpful to suggest to branch staff consider cross-selling as educating customers about options.
John
I have managed a retail bank sales branch operation and came across this resistance as previously branch people had only been expected to react to customers. I agree the challenge is to get customer service staff to see cross selling as giving a better service. As soon as you say sales to some people they think of “foot in the door” pressured sales. Also the language all the way through organisation needs to reflect this difference.